What is 'targeted marketing' and how can it violate fair housing laws in Delaware?
Why Deliberately directing marketing (or avoiding marketing) to certain areas or populations in a way that limits housing options based on protected class Is Correct
Answer B: Deliberately directing marketing (or avoiding marketing) to certain areas or populations in a way that limits housing options based on protected class
Exam Tip: Fair Housing
Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.
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Related Delaware Questions
- Which of the following is a protected class under BOTH the federal Fair Housing Act and Delaware state fair housing law?Fair Housing
- Delaware's state fair housing law expands federal protections by adding which additional protected class?Fair Housing
- Delaware's state fair housing law expands federal protections by adding which additional protected class?Fair Housing
- A real estate agent who only shows listings in certain neighborhoods to buyers of one race is engaging in:Fair Housing
- Concurrent ownership refers to:Property Ownership
- Delaware's coastal zone is protected by which state law that limits development along the coast?Environmental
- A homeowners association (HOA) has the power to enforce:Property Ownership
- The unilateral contract created when a property owner signs a listing agreement is:Property Ownership
Key Terms to Know
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
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