Fair Housing
A Mississippi property management company's resident selection criteria require a minimum credit score. This could be challenged as disparate impact discrimination if:
AAny applicant has a low credit score
BThe credit score requirement disproportionately screens out members of a protected class without sufficient business justification✓ Correct
CThe criteria were set without MREC's approval
DThe management company owns more than 10 units
Explanation
Neutral selection criteria that disproportionately harm a protected class can constitute disparate impact discrimination. Credit score requirements have been challenged where they disproportionately affect minority applicants and are not justified by legitimate business necessity.
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